really powerful elements of the armed forces covenant and means those people who behave badly in our economy, some of the banks, are paying for some of those who behave the best. >> mrs. ritchie? >> thank you. will the prime minister explain the 11th hour postponement of the universal credit pilots, and is this the beginning of the unraveling of his unworkable and unfarewell fair reform proposal? >> i hate to correct the honorable lady but the pilots are going ahead starting in parts of the northwest of england. i think it's very important that we do have proper pilots and evaluation of pilots who want to learn the lesson of some of the failures of the tax credit system brought in in a big bang and ending up with big disaster. it is right we are piloting but as the secretary of state, his program is on target and on budget. >> sir bob russell? >> council taxpayers in essex pay 5,000 pounds for the leader of the council and his cronies to attend the conservative party conference. this is one of hundred of dodgey transactions using credit card over eight years totaling 500,000 pound in an aver